Recommended Lenders


Why Choosing the Right Lender Matters When Buying or Refinancing a Home

Selecting a reputable and experienced lender is one of the most critical decisions you can make when buying a home or refinancing your mortgage. A good lender doesn’t just offer competitive interest rates—they guide you through the complex loan process, help you understand your financing options, and ensure your mortgage aligns with your long-term financial goals. Whether you're a first-time homebuyer or refinancing to lower your rate or access equity, the right lender can mean the difference between a smooth closing and unnecessary delays or hidden costs.

Partnering with a trustworthy mortgage lender also ensures transparency, faster approvals, and better communication throughout the transaction. They’ll help you get pre-approved quickly, which strengthens your offer in a competitive real estate market. Plus, quality lenders often have deep relationships with local real estate professionals, which can be a bonus when timing and coordination are crucial. In today’s market, where loan guidelines and interest rates can change rapidly, working with a knowledgeable, responsive lender gives you the edge and peace of mind needed to make confident financial decisions.

Travis Mire | CMG Home Loans


I’ve been lucky to call Sandpoint home for most of my life—there’s truly no place like it. In January of 2013, I began my career in the mortgage industry, and over the years, I’ve had the privilege of helping many families successfully navigate their home financing needs. My focus has always been on building trust and lasting relationships with each client, ensuring they feel confident and supported throughout the process.

I live in Sandpoint with my wife, Jessie, my daughter, Brecken, and my son, Cooper. Family is at the heart of everything I do. We stay busy with their activities, whether it’s traveling the country for Brecken’s basketball, watching Cooper on the soccer field, or listening to him play guitar. I wouldn’t have it any other way. Our downtime is spent as a family boating on Lake Pend Oreille and enjoying quality time with our extended family here in Sandpoint and Spokane.

Living in a community like this, where relationships are valued and connections run deep, has shaped my approach to both work and life. My dedication to family, community, and service motivates me to help others achieve their homeownership goals, ensuring they have the guidance and support they need in this beautiful area.


Please contact me at 
208-290-6607 or [email protected]


NMLS ID# 1021365


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Travis Mire | CMG Home Loans

Jon Wagher | Movement Mortgage


A first-generation college graduate who worked his way waiting tables to earn a BS from the University of Washington; he's no stranger to hard work. Jon believes that owning a home can completely change the way you feel about yourself and your community, and that homeownership is truly at the core of the American Dream. Jon is passionate about helping clients learn to be strategic vs. emotional about money. Jon has been originating mortgage loans since 2005 and is licensed in AZ, CA, HI, ID ,OR, TX & WA

Please contact me at: (206) 483-9922 or [email protected]
NMLS ID # 116573  AZ, CA, HI, ID ,OR, TX & WA

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Jon Wagher | Movement Mortgage

Alisha Neff | Idaho Central Credit Union


I believe North Idaho is the best place in the world to live. My family has generations of history in the Coeur d’Alene and Silver Valley area. With ICCU I have the tools and knowledge to help with all your mortgage needs. I will be here each step of the way, ensuring you have a smooth transaction from start to finish. There is no other financial professional who can help you with as much understanding and care as I will.

Please contact me at 208-844-7000 or [email protected]

NMLS ID# 1441048

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Alisha Neff | Idaho Central Credit Union

Bill Hunter | Evergreen Home Loans


Bill Hunter was born and raised in North Idaho and Eastern Washington. He joined the US Navy after high school and started his career in sales and marketing in 2005 after separating from military service. His passion for helping others achieve their dreams made mortgage lending a perfect fit. Bill and his wife, Diana, and their three children, enjoy the outdoor paradise that Sandpoint has to offer. They are active in their church and community.

Evergreen Home Loans was founded in 1987 and is headquartered in Bellevue, WA.  Their mission is to deliver on time and as promised while providing a WOW experience for their customers.  Locally, they have offices in Sandpoint, Bonners Ferry, Coeur d’Alene, and Spokane. 

Please contact me at 208-263-5300 or [email protected]

NMLS id# 1652774

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Bill Hunter | Evergreen Home Loans

Kimberly Terry | Sammamish Mortage


Kimberly Terry’s team takes your personal finances very seriously. With over 34 years as a mortgage loan consultant, listening to your needs, answering your questions and educating you on all your financial options is Kimberly’s top priority. The mortgage process has become a very complex equation, but problem solving and serving others is her expertise. This kind of work ethic has awarded Kimberly with many accolades in her industry, including being a national Top Producer and recipient of President’s Club Award for 20 years running. The entire team, from the production manager, processor, and underwriter understand the importance of closing on time, receiving clear and transparent summary of programs, rates and fees, as well as creative solutions.

Kimberly is one of six children, born in California and raised in Washington. She met her husband, Will back in 1987 while attending Bellevue College for a career in real estate that ultimately transitioned to mortgage in 1989. They have a grown daughter, Kathleen who recently has given them their first grandchild…..the source of the most joy & love one can experience. In her spare time, Kimberly enjoys hiking, fishing, camping in the RV, traveling around the world, and long walks with her husband and border collie/blue heeler mix, Kylo.

Kimberly and her team are one of the most recognized teams in the Northwest serving Washington, Idaho, California, and Oregon. We’d be honored to help you and your family with a new home purchase or a refinanced of your existing home.


Please contact me at 206-271-9090 or [email protected] 

NMLS ID# 205713 / 118653 WA, ID, CA, OR

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Kimberly Terry | Sammamish Mortage